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Here’s how much Apple has actually paid in foreign taxes over the years (AMZN, AAPL)

| August 30, 2016 | 0 Comments



After a three-year probe, the European Commission has come to a decision regarding Apple’s alleged tax underpayments in Ireland, and the verdict isn’t good for the iPhone maker: It’s now on the hook for €13 billion ($14.5 billion), plus interest, in back taxes. It’s the largest fine the EU has ever doled out to a company, and significant even for a firm of Apple’s size.

This chart from Statista should help put the number into perspective. From 2003 to 2014 — the period to which the EU’s investigation and fine applies — Apple says it’s paid $4.89 billion in income taxes outside the United States. That’s over the course of 12 years. The EU’s fine asks for almost triple that.

Apple and Ireland both plan to appeal the ruling, a process that reportedly could push any decision back by three or four years. Apple itself says the effects here are more long-term than short-term, and if it does have to pay back the full amount, it won’t have that much trouble footing the bill. And again, the EU’s complaint is with Apple’s alleged “sweetheart deal” with Ireland, not foreign tax rates in general. Still, the ruling is unprecedented.

SEE ALSO: It’s easy to see why Amazon and Pandora want to take on Spotify and Apple

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NOW WATCH: This new update in ‘Pokémon GO’ will change how you play the game



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Here’s how much Apple has actually paid in foreign taxes over the years (AMZN, AAPL)

Why The NBC Olympics May Have Been Such A Mess

| August 30, 2016 | 0 Comments



When a network takes on a project as big as the Olympics, you should expect an issue or two, but a new report indicates there may be a big reason the 2016 Olympics broadcasting had so many problems.


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Why The NBC Olympics May Have Been Such A Mess

How Quickly Climate Change Is Accelerating, in 167 Maps

| August 30, 2016 | 0 Comments




Blue stands for cooler temperatures, and red for warmer ones. Over time, these maps get really red. The post How Quickly Climate Change Is Accelerating, in 167 Maps appeared first on WIRED.

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How Quickly Climate Change Is Accelerating, in 167 Maps

Google DeepMind is going to try and help the NHS treat head and neck cancer (GOOG)

| August 30, 2016 | 0 Comments



DeepMind, a Google-owned AI research lab in London, has announced its plans to explore whether its technology can be used to help the NHS treat head and neck cancers.

Through a new partnership with University College London Hospital — the company’s third with an NHS organisation — Google DeepMind will aim to establish whether machine learning techniques could reduce the amount of time it takes to plan radiotherapy treatment for such cancers

Treating cancers that are found in the head and neck with readiotherapy requires a great deal of precision. Clinicians must “segment” the tumour from healthy tissue and feed this information into a radiotherapy machine which then kills off the harmful cells.

Producing these detailed outlines can take clinicians up to four hours but Google DeepMind thinks that this time could be slashed to around an hour.

“Our collaboration will see us carefully analyse anonymised scans from up to seven hundred former patients at UCLH, to determine the potential for machine learning to make radiotherapy planning more efficient,” Google DeepMind wrote on its website.

Head and neck cancers affect over 11,000 patients in the UK each year, according to Google DeepMind. The company pledged to treat patient data with the “utmost care and respect.” Google DeepMind has also worked with the NHS on an eyecare project and a kidney monitoring project. 

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NOW WATCH: How different camera lenses affect how you appear in photos



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Google DeepMind is going to try and help the NHS treat head and neck cancer (GOOG)

Snapchat makes it easer to create your own On-Demand Geofilters

| August 30, 2016 | 0 Comments




 On-Demand Geofilters from Snapchat let anyone build a custom filter for their event (or for whatever reason – I’m not judging your Snapchat filter needs), which was a petty good idea when the offering launched back in February. Today it becomes an even better idea, thanks to new templates that let users create their own customized geofilters without any special knowledge of… Read More


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Snapchat makes it easer to create your own On-Demand Geofilters

Nine-year-old boy prints a mechanical hand for his teacher

| August 30, 2016 | 0 Comments




 Calramon Mabalot is a pretty wild kid. He likes 3D printing and, along with his brother, he builds lots of cool projects – including a mechanical hand for a local teacher he met while building 3D projects. In an interview with 3DPrintingIndustry, Mabalot described how he designed and built a prosthetic hand complete with full articulated fingers.
Why did he want to build a 3D-printed arm? Read More


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Nine-year-old boy prints a mechanical hand for his teacher

No, You Don’t Promote People In Management Just Because They Earned It

| August 30, 2016 | 0 Comments




The Harvard Business Review recently posted, “How to know if someone is ready to be a manager.” I offer my own science-backed answer in this article.

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No, You Don’t Promote People In Management Just Because They Earned It

8 Tax Breaks for Our Military Members

| August 30, 2016 | 0 Comments




Troops, you have the right to keep as much of your own money as possible.

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8 Tax Breaks for Our Military Members

Fascinating Topics May Lead to False Memories

| August 30, 2016 | 0 Comments




When you find a topic really interesting, you might be more likely to have false memories related to tha topic, a new study finds.

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Fascinating Topics May Lead to False Memories

Sussex thieves steal a 30ft hedge from homeowners garden

| August 30, 2016 | 0 Comments




Peter and Julie Vine, of Wrotham in Kent, spent £1,300 on a line of 127 shrubs to blot out road noise – but overnight all of their beloved trees were dug up and stolen from their garden.

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Sussex thieves steal a 30ft hedge from homeowners garden

Salute! Stunning Microphotos Capture Boozy Beauty in Italian Cocktails

| August 30, 2016 | 0 Comments




Gorgeous crystalline images come from a surprising source.

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Salute! Stunning Microphotos Capture Boozy Beauty in Italian Cocktails

Photos: Amazing Microscopic Views of Italian Cocktails

| August 30, 2016 | 0 Comments




Alcoholic beverages like you’ve never seen them before.

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Photos: Amazing Microscopic Views of Italian Cocktails

Egyptian Mummy’s Face Recreated with 3D Printing

| August 30, 2016 | 0 Comments




An Egyptian mummy’s head and face have been reconstructed with forensic science and 3D printing, offering scientists a tantalizing glimpse of the individual’s life and death.

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Egyptian Mummy’s Face Recreated with 3D Printing

India’s Livspace raises $15 million for its online home design platform

| August 30, 2016 | 0 Comments




 India-based home design and furnishing company Livspace has closed a $15 million Series B round which will be used to fund an expansion into new cities. Read More


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India’s Livspace raises $15 million for its online home design platform

Google releases Crowdsource app to let you improve its services

| August 30, 2016 | 0 Comments




Google has released a new Crowdsource app for Android that lets users help improve the company’s maps, translate, and search services.

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Google releases Crowdsource app to let you improve its services

EU Says Apple must pay up to $14.5 Billion in Back Taxes

| August 30, 2016 | 0 Comments




Apple says the decision will harmful for jobs and investment.

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EU Says Apple must pay up to $14.5 Billion in Back Taxes

Britain set for a boom in car buying as drivers bid to dodge new tax

| August 30, 2016 | 0 Comments




The AA predicts a six month car-buying frenzy will start as drivers move to snap up cars with the new half-yearly ’66’ car registration plates – which begin this week on September 1.

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Britain set for a boom in car buying as drivers bid to dodge new tax

STEPHEN GLOVER: Hypocrisy and the aristocrats of the Left who only believe in wealth for…

| August 30, 2016 | 0 Comments




A few days ago, Jeremy Corbyn insisted he does not feel ‘wealthy’. And yet the Labour leader has a salary of £137,000 a year, which is slightly more than five times the annual average wage of £26,500.

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STEPHEN GLOVER: Hypocrisy and the aristocrats of the Left who only believe in wealth for…

Backpacker Tom Jackson dies in hospital after Home Hill hostel knife attack

| August 30, 2016 | 0 Comments




Thomas Jackson, 30, died from his horrific injuries at Townsville Hospital this morning – the second victim of the horrific attack at the Home Hill hostel in Queensland six days ago.

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Backpacker Tom Jackson dies in hospital after Home Hill hostel knife attack

One Show’s Alex Jones says we’re pressured into delaying motherhood

| August 30, 2016 | 0 Comments




The 39-year-old found out after she got married last year that her own mother went through menopause at the age of 43 – making her realise that the ‘clock is truly ticking’.

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One Show’s Alex Jones says we’re pressured into delaying motherhood

Calais Jungle has become symbol of hope for refugees dreaming of Britain says SUE REID

| August 30, 2016 | 0 Comments




Migrants first arrived unannoucned at the port in Calais, France, in 1997, just as Tony Blair’s New Labour government – with its laissez-faire immigration policies – came to power.

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Calais Jungle has become symbol of hope for refugees dreaming of Britain says SUE REID

‘Miss Hokusai’ Trailer: GKIDS Sets U.S. Release for October

| August 30, 2016 | 0 Comments



“Ghost in the Shell” maker Production I.G. travels back in time for its new feature, “Miss Hokusai.”

The post ‘Miss Hokusai’ Trailer: GKIDS Sets U.S. Release for October appeared first on Cartoon Brew.


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‘Miss Hokusai’ Trailer: GKIDS Sets U.S. Release for October

Apple faces bill of billions over its Irish tax affairs after EU ruling

| August 30, 2016 | 0 Comments




The European Commission has carried out a three-year investigation into how Apple had paid a tax rate of less than one per cent on European sales in some years.

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Apple faces bill of billions over its Irish tax affairs after EU ruling

Some Pokémon Go players given lifetime bans are being let back into the game

| August 30, 2016 | 0 Comments




 Did you get banned from playing Pokémon Go after downloading an app that you thought might make the game more fun? Well, it turns out that you might be able to get back into the smash hit title after all. Read More


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Some Pokémon Go players given lifetime bans are being let back into the game

Bexleyheath twins beat the odds to survive after being born joined at the abdomen

| August 30, 2016 | 0 Comments




Rosie and Ruby Formosa from Bexleyheath, South-East London, were born joined at the abdomen and their parents were told they would not survive but now the identical twins are starting school.

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Bexleyheath twins beat the odds to survive after being born joined at the abdomen

One Dead, Three Wounded in Blast at Chinese Embassy in Kyrgyzstan

| August 30, 2016 | 0 Comments




A car exploded near the Chinese embassy in Kyrgyzstan on Tuesday, killing its driver and wounding three people, the healthcare ministry said.

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One Dead, Three Wounded in Blast at Chinese Embassy in Kyrgyzstan

THE FINTECH ECOSYSTEM REPORT: Measuring the effects of technology on the entire financial services…

| August 30, 2016 | 0 Comments



Technology is upending workflow and processes in the financial services industry. Tasks once handled with paper money, bulky computers, and human interaction are now being completed entirely on digital interfaces. Given how pervasive financial services are across the globe, the disruption opportunity for fintech startups is massive.

Almost every type of financial activity — from banking to payments to wealth management and more — is being re-imagined by startups, some of which have garnered blockbuster investments. Meanwhile, the old guard is trying to solve a puzzle presented by the fintech revolution: How can they benefit from the rise of digital, and how can they avoid obsolescence? 

In a new report from BI Intelligence, we provide a detailed overview of the fintech ecosystem, explain the challenges and opportunities for incumbents and startups and evaluate the key areas of finance being disrupted by new technologies. We also determine which financial sectors are most vulnerable, which are still shielded from immediate disruption, and what that means for new entrants and financial giants.

Companies mentioned in the report include: Lending Club, Stripe, Square, Apple, Western Union, JPMorgan Chase, Goldman Sachs, TransferWise, China Rapid Finance, Lufax, OnDeck, Dwolla, PayPal, Adyen, Simple, Moven, Ally, Capital One 360, Betterment, Wealthfront, Vanguard, Fidelity, Charles Schwab, Allstate, Oscar, Metromile, Azimo, Klarna, Number26, Atom Bank, LendingRobot, Earnest, and more.

 

Here are some key takeaways from the report:

Fintech — financial technology — is an umbrella term describing disruptive technologies in financial services. Fintech has transformed the way money is managed. It affects almost every financial activity, from banking to payments to wealth management. Startups are re-imagining financial services processes, while incumbent financial services firms are following suit with new products of their own.
Established players and startups face very different challenges. Banks are investing more heavily in innovation, however, they haven’t yet fully diffused their innovation strategies throughout their organizations. Meanwhile, startups are trying to navigate the regulatory landscape. Banks will have to find a way to develop new platforms while overcoming legacy infrastructure; startups will have to find a way to scale out their business while facing increased regulations, higher costs, and larger infrastructures that will be more difficult to change and manage. 
The blockchain is a wild card that could completely overhaul financial services. Both major banks and startups around the world are exploring the technology behind the blockchain, which stores and records Bitcoin transactions. This technology could lower the cost of many financial activities to near-zero. This would have a dramatic effect on big banks, which currently face high operating costs. It’s also disruptive in that it could disintermediate many financial processes.

 

In full, the report:

Defines fintech and explains the main growth drivers of this new ecosystem.
Frames the challenges and opportunities faced by incumbents and startups.
Provides data on global and regional fintech investments, evaluating which regions are the most significant and which are poised for the highest growth. 
Determines the financial sectors facing disruption and breaks them down in terms of investments.
Explains why blockchain technology is critically important to banks and startups, and assesses which players stand to gain the most from it.
Examines what banks and startups see as their greatest challenges in navigating this ecosystem.
Offers concluding thoughts on which sectors are the most vulnerable, which regions and segments will see the highest growth, and which new entrants and established players will fare the best during the migration to digital.
And much more.

 

Interested in getting the full report? Here are two ways to access it:

  1. BEST VALUE:  Join our BI Intelligence INSIGHTS service level and gain immediate access to this report PLUS much more.  >> START A MEMBERSHIP
  2. Purchase the report and download it immediately from our research store. >> BUY THE REPORT

The choice is yours. But however you decide to acquire this report, you’ve given yourself a powerful advantage in your understanding of the fast-moving world of financial technology.

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THE FINTECH ECOSYSTEM REPORT: Measuring the effects of technology on the entire financial services…

Former Texas Gov. Rick Perry to appear on ‘Dancing With The Stars’, report says

| August 30, 2016 | 0 Comments




Former Texas governor and two-time Republican presidential candidate Rick Perry reportedly will join the cast of ABC’s “Dancing With The Stars” for the upcoming season.

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Former Texas Gov. Rick Perry to appear on ‘Dancing With The Stars’, report says

The Flash Is Making A Big Change To One Character In Season 3

| August 30, 2016 | 0 Comments



We knew that Team Flash was going to have its collective hands full when Season 3 of The Flash kicked off, considering how many villains were involved. And now there’s someone else that…


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The Flash Is Making A Big Change To One Character In Season 3

50 Quotes On The Importance and Benefits of Teamwork

| August 30, 2016 | 0 Comments




50 Quotes On The Importance and Benefits of TeamworkIndividual contribution is important, but it’s teamwork that makes the dreamwork.

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50 Quotes On The Importance and Benefits of Teamwork