Tag: credit scores

As Equifax Amassed Ever More Data, Safety Was a Sales Pitch

| September 23, 2017 | 0 Comments





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As Equifax Amassed Ever More Data, Safety Was a Sales Pitch

Your Money: Finally, Some Answers From Equifax to Your Data Breach Questions

| September 14, 2017 | 0 Comments




How will people get refunds for credit freeze fees? What about those faulty freeze PIN numbers? After a delay, the company responded to our columnist’s many questions.

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Your Money: Finally, Some Answers From Equifax to Your Data Breach Questions

Your Money: Equifax, Bowing to Public Pressure, Drops Credit-Freeze Fees

| September 13, 2017 | 0 Comments





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Your Money: Equifax, Bowing to Public Pressure, Drops Credit-Freeze Fees

State of the Art: Seriously, Equifax? This Is a Breach No One Should Get Away With

| September 9, 2017 | 0 Comments




Equifax’s main job is to collect and maintain data. Now the hacking at the credit agency uncovers a gaping flaw in regulation over data storage.

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State of the Art: Seriously, Equifax? This Is a Breach No One Should Get Away With

Equifax Hack Exposes Regulatory Gaps, Leaving Consumers Vulnerable

| September 9, 2017 | 0 Comments




Despite the wealth of sensitive information in their databases, credit bureaus don’t face the same kind of scrutiny and oversight that banks do.

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Equifax Hack Exposes Regulatory Gaps, Leaving Consumers Vulnerable

DealBook: Dipping Into Auto Equity Devastates Many Borrowers

| December 25, 2014




With a crackdown on payday lenders, subprime borrowers are increasingly using auto title loans, whose high interest rates can lead to repossession and financial ruin.




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DealBook: Dipping Into Auto Equity Devastates Many Borrowers

DealBook: Debts Canceled by Bankruptcy Still Mar Consumer Credit Scores

| November 13, 2014




Officials suspect that big banks ignore bankruptcy court discharges, keeping debts alive on credit reports and impairing borrowers’ ability to secure housing and jobs.

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DealBook: Debts Canceled by Bankruptcy Still Mar Consumer Credit Scores

In Lending Circles, a Roundabout Way to a Higher Credit Score

| October 11, 2014




Lending circles — groups of people who lend money to one another at no interest — are seen as a promising tool to help low-income Americans build their credit records.

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In Lending Circles, a Roundabout Way to a Higher Credit Score